Whether you are approaching your 65thbirthday, are over 65 and planning to retire, or just starting your research, we can help you navigate the process, and make it as easy as possible. We will assess your situation and medical care needs and help you choose the path that makes the most sense for you. There are three parts to the Medicare maze.
Medicare parts A and B are provided by the government. Part A is typically provided with no cost, however Part B must be purchased. We can explain how to apply and what to expect.
MEDICARE SUPPLEMENT PLANS
Medicare supplement plans are necessary to cover medical expenses that are not covered by Medicare Part A or B. We offer traditional Medicare supplements with freedom of medical provider choice.
MEDICARE PART D
Medicare part D is the prescription drug component of Medicare. We will analyze your current medications and advise you as to which plan may best suit your needs. We are certified to work with certain Medicare Part D plans.
MEDICARE ADVANTAGE PLANS
Medicare Advantage Plans replace Medicare Parts A and B and alleviate the need to purchase the Part D drug coverage separately. These plans are a popular option as they are generally less expensive and sometimes may even provide some dental and vision coverage. These plans have PPO or HMO provider features. Our office is certified to assist you with certain Medicare Advantage plans.